Licensing & disclosures

Agency

Licensed agents (General Lines 2-20)

Florida General Lines – Property & Casualty license, type 2-20.

Licensed customer representatives (4-40)

Florida Customer Representative license, type 4-40. Customer representatives work under the supervision of the agency’s licensed agents.

Verify any license

Every license above is a public record. You can look it up on the Florida Department of Financial Services Licensee Search (opens in a new tab).

What this page tells you

Florida law (Fla. Stat. § 627.4085) requires insurance applications to include the insurer's name on the first page and the licensed agent's name and license number. We extend that standard across our site: every page that discusses coverage or quotes names the licensed agency and surfaces license information here.

What a licensed agent does for you

Only a Florida-licensed and appointed insurance agent can lawfully solicit, negotiate, or bind coverage. Non-licensed staff may schedule appointments and gather basic information, but all substantive discussion of coverage, premium and policy decisions is made by a licensed agent.

AI assistance disclosure

We use software, including artificial intelligence tools, to draft responses, summarize communications and organize our workflow. Every policy recommendation, bind, change or quote is reviewed and approved by a licensed agent on our team. AI does not advise clients directly and does not make underwriting decisions.

Complaints

Florida Department of Financial Services maintains a public complaint process: 1-877-693-5236 or myfloridacfo.com.