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Assure-Us

1880 NE 163rd St
North Miami Beach, FL 33162

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Who should get a condo insurance plan in Miami Beach?

If you are looking for a great place to move to, Miami Beach, FL is a good option to consider. This area of Florida offers a lot of great recreational options, warm weather, and even job opportunities. If you want to purchase a home here, you should consider getting a condo as it comes with fewer maintenance obligations than a normal home, which will allow you to spend more time enjoying the city. There are a lot of scenarios when someone will need to have condo insurance. 

Those with a Mortgage

A situation when someone will need to get a condo insurance plan will come if they have taken out a mortgage. Mortgage borrowers will always have specific insurance requirements that they need to meet to comply with their lender’s standards. The lender will also likely need to approve your loan and will require that you have payments escrowed as it will help prevent a coverage lapse.

Those with Association Rules

Condo owners in Florida will normally be part of a larger association. These groups help to manage the building and provide a lot of value but also have rules regarding insurance. You should ensure that you understand the insurance obligations that you have and then get the coverage that meets the requirements. The association will likely require that you provide evidence of coverage once per year. 

Those that do live in the Miami Beach, FL area and purchase a condo should make sure that they get proper insurance for it. As you are looking for a new plan in this city, it would be a good idea for you to call Assure-Us. The team with Assure-Us can help you assess your needs for condo insurance and give you the support needed to build a plan. 

Our Insurance Partners

  • Ascendent
  • Atlantic
  • Bristol
  • Capitol
  • Federated National Insurance
  • Fidelity
  • Florida Peninsula
  • Gainsco
  • GMAC National General
  • Homeowners Choice
  • Infinity
  • Mendota
  • Mercury
  • Olympus
  • Progressive
  • Safe Point
  • Southern Oak
  • Towerhill
  • Travelers
  • United Auto
  • United Heritage
  • Universal Property
  • Universal Property Casualty
  • Weston
  • Windhaven