A recent study by the National Center for Atmospheric Research found Florida, Texas, Louisiana, and Mississippi are communities most threatened by hurricanes in the US. There is an affordable way to protect your insured home in these states with strategic reinforcement of its’ weakest areas.
Reinforce Doors and Windows
In Miami Beach, FL, hurricanes ca gain a foothold in destroying homes when they can blow in a flimsy garage door. This is an access point that can begin water damage and destroy an entire house. First line of defense against hurricane damage is to reinforce or replace a flimsy garage door. Check in with your Assure-Us insurance agent to see if this upgrade or new purchase allows an insurance credit for your home insurance premiums.
A tornado ranking 5 on the enhanced Fujita scale will be devastating to any home in its’ path, but for lesser tornadoes, hurricanes, and severe weather storms you can prepare against damages before the storm hits. The Federal Emergency Management Agency (FEMA), has seen enough storm damage to document which products work and what does not.
Safest and Affordable Protection
In-residence shelters in Miami Beach, FL are safer than independently standing shelters. They can be built stronger and are more affordable. Underground safe rooms are better than shelters where families must go outside to enter during a storm. It’s not so much the wind force that will injure a person, as what the wind has picked up and is hurling toward you.
The Debris Impact Facility located at the Texas Tech University tests building materials, debris-resistant doors and windows, shelter components, and shelter structures. The testing of doors able to withstand severe storms include storm doors tested to stand up against a 15-pound 2" X 4" and 12′ long. Two-hundred-fifty mile-per-hour winds will turn lumber into a 100-mph missile.