When searching for motorcycle insurance, there are so many different plans that it can be quite confusing. Even more confusing is the types of insurance that are out there.
So, what are the different types of motorcycle insurance?
Liability insurance will basically cover liability. This includes bodily injury and property damage in case you injure someone or damage someone’s property while you are out riding your motorcycle. It may also help you with legal fees if you get sued.
Motorcycle collision coverage will help to repair or replace your bike if you are in an accident while you are out riding.
Comprehensive coverage covers things that happen to your bike when you are not on it. This could be damage due to the weather or fire. It also covers theft and vandalism.
Uninsured or under insured motorist coverage will help you if you are in an accident with someone who doesn’t have enough insurance (or doesn’t have any at all). It will cover the damages and medical bills after their insurance is finished.
Guest passenger liability will cover any injuries that may occur to your passengers. It will also cover legal fees if you get sued.
Customized motorcycle parts coverage is necessary if you have customized your motorcycle. It will cover the added expense of fixing up your motorcycle the way that you had it.
There are so many types of insurance that you may not be sure where to start. You may just be required by law to have liability, though you may also want some sort of collision or comprehensive coverage.
If you want to make sure that you have the right plan for you and your motorcycle, don’t hesitate to contact us at Assure-Us in Miami Beach, FL.