If you own an RV, you need to find an insurance policy from an insurance provider like Assure-Us to cover your liabilities. There are a few things that it’s important to know about RV insurance when you’re in the process of purchasing a policy in Miami Beach, FL. 

The following are three things you might not be aware of regarding RV insurance. 

There are three classifications of RVs to be aware of for insurance purposes.

RV insurance policies are generally specific to the type of RV being insured. The three main types of RV are Class A, Class B, and Class C motorhomes. These classifications specify the size of the RV in question.

Class B motorhomes are generally the smallest and commonly refer to what’s known as "camper vans". Class A is the largest classification of a motor home or RV. 

You need to choose between full-time and recreational RV coverage. 

Providers of RV insurance typically offer full-time and recreational policies. Full-time policies are for those who live in their RV year-round. Because these policies imply more frequent use of an RV, their premiums are generally higher.

Recreational RV coverage is for RV owners who only use their RV occasionally or for vacation purposes. 

RV insurance comes along with numerous types of optional coverage to consider. 

Those purchasing an RV insurance policy have a lot of add-on coverage options to consider. These include coverage for residential liability, roadside assistance, storage, and personal attachments like satellite dishes. 

Are you on the market for the right RV insurance policy in Miami Beach, FL? We offer RV coverage at Assure-Us. Get in touch with us if you’d like to learn about our RV insurance coverage policies.