The sun is shining, the temperature is getting warmer, and you’re ready to make good use of your family’s Miami Beach, FL RV. Before you hit the road, it’s important to make sure you have the insurance coverage you need. Let’s talk about what you need to look for in an RV insurance policy to ensure that you’re fully protected. At Assure-Us insurance, serving Miami Beach.

Tow Vs. Drive

It’s important to consider the laws in your state when it comes to your RV insurance needs. Whether you tow or drive your recreational vehicle, it’s important that you have insurance to cover your liability in the case of an accident. In most states, insurance is only required for vehicles that you drive. No matter what type of RV you have, talk with your insurance agent about the coverage that makes the most sense in your area. 

Cover the "R" and the "V"

You’ll want to make sure both the recreational aspects and the driving aspects of your RV are covered. This means that you have full coverage if something happens while you’re driving your RV, as well as coverage for any damage that occurs at your campsite.

Full-Time Vs. Part Time

Consider how much time you spend in your RV when you’re choosing the type of coverage that makes the most sense for you. If you live in your RV for much of the year, you’ll need full-time RV coverage. If you only use your RV occasionally (such as for vacations), part-time insurance makes more sense for you. 

Call Assure-Us, Serving Miami Beach, FL

Ready to hit the road in your RV this summer? Call Assure-Us, serving Miami Beach, FL, to make sure you have the RV insurance coverage you need.