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1880 NE 163rd St
North Miami Beach, FL 33162

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How to File a Flood Insurance Claim

In Miami Beach, FL, residents often experience flood conditions, especially after a hurricane or other type of tropical storm. The agents at Assure-Us are always available to help when a disaster strikes. Hurricanes can cause various types of damage, but it’s the after effects that can make cleaning up difficult. Flooding is just one type of problem many homeowners face after a big storm.

Call Your Insurance Agent

It’s important to notify your insurance agent as soon as possible in the event of a disaster, Although it can take flood waters several days to recede, it’s important to notify them quickly so they can begin the claims process. As soon as the flood waters start to diminish, an appraiser can begin to assess the damage and provide your agent with an estimate.

Meet Filing Deadlines

There are deadlines that must be met if you plan on filing a claim on your flood insurance. Reporting the claim as soon as the flooding occurs will get the process underway so that all deadlines are met. Cleaning up after a flood is a lengthy process. Not only does it take time for the water to leave and the area to dry, it will also take time to process your claim.

At Assure-Us, agents understand the stress and frustration Miami, FL residents go through when strong storms hit and flood water damages their home or property. If you have questions about flood insurance, how it works, or what deadlines you may have to be concerned with, call and schedule an insurance review today. The agents will make sure you understand the process and what you need to do if filing a claim is necessary.

Our Insurance Partners

  • Ascendent
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  • Capitol
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  • Fidelity
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  • Gainsco
  • GMAC National General
  • Homeowners Choice
  • Infinity
  • Mendota
  • Mercury
  • Olympus
  • Progressive
  • Safe Point
  • Southern Oak
  • Towerhill
  • Travelers
  • United Auto
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  • Universal Property Casualty
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  • Windhaven