Motorcycle insurance is one of the most common types of insurance available. As far as insurance for vehicles goes, motorcycle insurance only falls behind car insurance in terms of how many people obtain it. The first fact to know about motorcycle insurance is that it is not necessarily cheaper than car insurance. The cost of motorcycle insurance varies widely depending upon the age, skill level, and make and model of the motorcycle covered under the insurance policy. In Florida, the cost of motorcycle insurance is more often less than that of car insurance but this is simply a general statement and not an absolute fact.
Something else to note about motorcycle insurance is that the condition of the motorcycle covered also affects the cost of insurance. A used motorcycle will cost much less to insure than a new motorcycle, so that is an important factor to consider when you are purchasing a motorcycle. However, it is possible that a used motorcycle might require more maintenance than a new motorcycle so you must decide which is more valuable to you between lower insurance costs or potentially lower maintenance costs. Either way, a new motorcycle, especially a new high-end motorcycle, costs far more to insure.
One critical difference between laws about car insurance and laws about motorcycle insurance in Florida is that car drivers in Florida are required to obtain personal injury protection. Personal injury protection is a type of insurance that typically covers bills relating to medical care and wages lost due to time off from work. In contrast, motorcycle drivers are not required by law to obtain personal injury protection. If a motorcycle driver wants to get personal injury protection, a few insurance companies do provide that for them.
If you are looking for motorcycle insurance in Miami Beach, FL, then look no further than Assure-Us. The company is serving Miami Beach, FL and has done so since 2001. For more information about motorcycle insurance, you can call Assure-Us at 305-956-7818.