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Are There Different Types of Motorcycle Insurance?

When it comes to riding motorcycles, safety is, of course, of the utmost importance. And while wearing a helmet and proper attire are part of being safe, it is also important that you keep you and your bike covered with proper motorcycle insurance. For now, let’s take a quick look at different types of motorcycle insurance coverage. 

Accessory Coverage

If your bike has added on accessories, you will want to make sure they are covered with accessory coverage for motorcycles. Many times, this type of insurance is referred to as Custom Parts and Equipment coverage. Examples of accessories that are covered by this type of insurance include:

  • Sidecars
  • Safety apparel
  • Audio devices
  • Custom paint and plating

Motorcycle Roadside Assistance

It is highly recommended that you add roadside assistance to your motorcycle insurance. In doing this, you can have peace of mind in knowing your insurance company will be of the utmost help in the event that you get stuck on the side of the road. Imagine getting a flat tire on your bike and not having the tools to change it. With roadside assistance, though, you can contact your insurance company and they will dispatch a professional to come fix your flat tire for you. 

Medical Payments Insurance

When you invest in medical payments insurance, you are investing in a policy that will help pay for medical expenses endured by you or one of your riders. As you know, if you are in an accident on your motorcycle, you are likely to sustain extreme injury. You will need as much financial help as possible to cover your bills. With medical payments insurance, you will receive the assistance you need to cover your medical expenses. 

To learn more about different types of motorcycle insurance, please contact Assure-US serving the Miami Beach, FL area. 

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