When you buy a policy through Assure-Us, you may be wondering whether or not your insurance policy will cover you overseas. When you’re on vacation or out for business, will your insurance provider keep you safe even when you’re thousands of miles from home? Here’s how to find out:
Every insurance provider is going to have a different policy here. If you travel a lot, it may be worth seeking out a provider that specializes in covering travelers.
If you are driving your own car in Mexico or Canada, chances are that your policy will cover you. However, this isn’t a guarantee, so again, asking before you plan your trip is very important. You don’t want to get into an accident in Canada and wind up paying for it out of pocket.
Credit Cards and Other Options
When renting a car in another country, the rental agency will offer you their own policies. However, your credit card company may offer insurance on rental cars, as well. If your insurance provider does not offer insurance for overseas trips, it may be worth comparing quotes between your credit card company and the car rental agency in order to get the best dea.
"Minimum Insurance" Varies
In Italy, for instance, you will need to purchase theft protection and a collision damage waiver in order to legally drive. In Mexico, you will need civil liability insurance, and US civil liability insurance is not valid in Mexico. When visiting any country, familiarize yourself with the insurance requirements, and make sure to purchase anything that does not carry over from your provider back home.