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Does Auto Insurance Cover Hit & Run?

Auto insurance is capable of covering quite a bit in the event you are involved in an accident, even if it is a hit and run. When you get insurance in Florida, you want to make sure you add on sufficient coverage so that you are covered in the event something happens.

The only coverage that is always included in a policy is property damage and personal injury liability. This may not be sufficient to protect you against a hit and run, especially if you don’t want to be responsible for paying out of pocket for what someone else did.

This is why you want to add on the following coverage to your policy:

Collision: Collision is the specific coverage that will take care of when you collide with another car so you don’t have to pay for all of the repairs on your own. This may be required if you have a lease or car payments as well.

Uninsured Motorist: Uninsured motorist is the form of coverage that is needed to deal with bodily injury and property damage when the other person doesn’t have insurance – or they are not there to share their insurance details.

Personal Injury Protection: Personal Injury Protection (PIP) covers the medical bills as well as lost wages that you may encounter.

Medical Bill Coverage: Medical bills coverage can be added on as well and may be able to take care of any remaining medical bills for you as well as passengers. This can minimize what you pay out of pocket and get you the care you need, even if you have health insurance.

Gain the coverage you need for auto insurance. At Assure-Us, we look forward to helping you find an auto insurance poly you can rely on against hit and runs and more.



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