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What Does Commercial Insurance Cover?

February 2, 2021

If you’re a business owner in Miami Beach, FL, then you may know about commercial insurance. If you don’t, you should definitely become familiar with the term as commercial insurance is vital to keeping your business afloat. Learn more about commercial insurance with Assure-Us. 

What Is Commercial Insurance?

Commercial insurance, or business insurance, is a type of insurance that protects your business and your business components. Here are some different areas in which commercial insurance provides coverage: 

  • Property Damage: If any damage is done to your business’s property or equipment, then you are provided financial coverage through commercial insurance. 

  • Worker’s Compensation: One of the more popular types of coverage, this coverage ensures an employee is covered if they are injured on the job or on the property. If the employee has to take time off from an injury sustained at the business, they will be paid and their medical costs may be covered. 

  • Liability: If the damage is done to other property and your business is at fault, commercial insurance can provide you with coverage in the case of a lawsuit or fees. 

These are just some of the areas in which commercial insurance provides coverage. To find out more ways you can be covered, visit Assure-Us. 

Why Get Commercial Insurance?

Commercial insurance ensures that your business will stay afloat in even the most difficult of situations. Since your property, equipment, and employees keep your business running, it’s important to protect them. Commercial insurance acts as a support system on which you can rely on when things happen that are out of your control. 

Keep Your Business Covered with Assure-Us

To ensure that your business is insured, visit Assure-Us. Our office is located in Miami Beach, FL, and you can contact us today to set up an appointment. Let us help you get the right coverage for your business. 

Assure Us is a full-service insurance agency in Miami, FL. Get connected with one of our insurance advocates to get generous coverage for an unbeatable price. Or follow us on Twitter, Instagram and Facebook.